If you wish to take advantage of RBC Royal Bank’s great mortgage options instead of your current lender, consider the benefits of our convenient Mortgage Switch-In Option. We offer a competitive rate that’s guaranteed for up to 60 days from the date of your mortgage transfer application. There is no application fee and we absorb the property evaluation fee. Restrictions and conditions apply, and some costs may also apply depending on your particular circumstances, so talk to a mortgage specialist for details. For extra convenience If you haven’t yet enrolled in Online Banking – or you’re currently banking online, but only for day-to-day transactions – be sure to visit www.rbcroyalbank.com/easymanage. You may be surprised at how easy it is to manage your mortgage online. You can use Online Banking to: • watch your mortgage decrease, every time you make a payment. (Payments are processed overnight.) • arrange to skip or double-up mortgage payments • pay property taxes and utility bills • schedule regular payments to occur automatically with the “Memorized” function – an ideal way to manage your bills when you’re away from home And that’s just the beginning. It’s easy to bank online. But if your ever need help, you can call 1-800-Royal 5-5 (1-800-769-2555) and speak to an Online Banking representative -24 hours a day, 7 days a week. (Outside North America, call 1-506-864-1555)