It’s a decision like no other. From the moment you first dream of buying a home of your own, the actual experience can feel both exciting and somewhat overwhelming. The key is to prepare by learning about your options. And just as you search for that place you can call home, shop around for a financial solution that fits your particular situation. That’s where RBC Royal Bank can truly help. We offer personalized advice and insight along with an outstanding selection of flexible mortgage options designed to match your unique needs as a first-time homebuyer. Partnering with RBC Royal Bank can be one of the best financial decisions you ever make. Our mortgage specialists are always available to answer your questions and provide you with money-saving solutions in a no-pressure environment. This guide is great to start. • competitive mortgage rates and terms with flexible payment options customized to suit your need. • flexible cashback options (up to 7% of the value of your mortgage) to be used for any purpose you wish. • our Signature Plus® Flat-Fee Option Medium at no charge for six months (or 3 months no fee on Royal Certified Service) – giving you up to 25 monthly debits plus Online and Telephone Banking free. • a personalized review of your banking needs. Terms and conditions apply, so get all the details from your mortgage specialist or online at www.rbcroyalbank.com/mortgages.